420 Fall Circle

Monticello, KY
$ 474,900 Beds 4 Baths 3 Sq 2,950
Monthly Estimate* How much can I afford?

This stunning 4-bedroom, 3-bath home offers 2,950 sq ft of spacious, open living space and is located just 2 miles from Conley Bottom Resort & Marina. The private primary wing features a huge bathroom and oversized walk-in closet. The kitchen includes a custom hidden butler's pantry, while propane amenities include a fireplace, range, and tankless water heater. Enjoy +-1,000 sq ft of porch space plus a 28x32 insulated attached 2-car garage, with plenty of room to add a detached garage. Space, comfort, storage, and an incredible location near Lake Cumberland—this home has it all. Check it out!

Active

  • Price
  • $ 474,900
  • City
  • Monticello
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • WAYNE
  • Half Bathrooms
  • 0
  • Area
  • 070 - Wayne County
  • Lot Size
  • 1.22 Acres
  • Zip
  • 42633
  • Sqr Footage
  • 2,950
  • Year Built
  • 2023
  • Style
  • Ranch
  • MLS#
  • 26023115
Listed By: No Wake Real Estate - 606-753-9253
Data Source: ImagineMLS

Features

General

Sewer Septic Tank
Heating Electric,Heat Pump
Cooling Electric,Heat Pump
Utilities Cable Available,Electricity Connected,Propane Connected,Water Connected
Possession Negotiable
Roof Metal
Appliances Dishwasher,Microwave,Range,Refrigerator
Garage Spaces 2.0
Patio/Porch Features Deck,Patio,Porch,Rear Patio,Front Porch,Side Porch
Architectural Style Ranch
Construction Materials Stone,Vinyl Siding
Year Built 2023
Levels One
Property Subtype Single Family Residence
Parcel Number 063-50-01-021.00
Accessibility Accessible Entrance
County Wayne
New Construction No
Property Type Residential
HOA No
Attached Garage No
Subdivision Name Fall Creek Heights
Garage Y/N Yes
Total Rooms 10
Full Baths 3
Status Active
Directions Headed towards Conley Bottom Marina Turn into Fall Creek Heights Subdivision. Go straight to the back. Dead end into house.
High School Wayne Co
City Monticello
Body of Water Lake Cumberland
High School District Wayne County - 70
MLS Area 070 - Wayne County
Lot Size Units Acres
Lot Size Square Feet 53143.2
Carport Y/N No
Elementary School Bell
Land Lease Y/N No
Home Warranty Y/N No
Middle/Junior High School Wayne Co
MLS Area Minor 070 - Wayne County
Lease Considered Y/N No
Rent Control Y/N No
Structure Type House
Standard Status Active
MobileHomeRemainsYN No
Senior Community None
Sewer_co_Septic_sp_Tank True
Utilities_co_Cable_sp_Available True

Interior Features

Interior Amenities Ceiling Fan(s),Eat-in Kitchen,Primary Downstairs,Walk-In Closet(s)
Flooring Tile
Total Fireplaces 1
Fireplace Features Gas Log,Living Room,Propane
Basement (Y/N) No
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N Yes
Above Grade Finished Area 2950.0
Total Bedrooms 4
Below Grade Finished Area 0.0
LivingAreaSource Public Records
Total Baths 3
Heating-Heat Pump True

Exterior Features

Parking Features Attached Garage,Driveway,Garage Door Opener,Garage Faces Side
Water Source Public
Lot Size Area 1.22
Foundation Details Block
Building Area Total 2950.0
Lot Size Acres 1.22
Lot Size Source Public Records
Waterfront Y/N No
Crops Included Y/N No
Horse Y/N No
Irrigation Water Rights Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Somerset, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Bell Elementary School
Middle School Wayne Co Middle School
High School Wayne Co High School

Price History

8/24/2026 Listed $474,900

Property vs Zip Code Average in 42633

Price
AVG $320K
$470K
Year Built
AVG 1987
2023
Visits
AVG 123
12
Data Provided by Inside Real Estate®

420 Fall Circle Monticello, KY is a Single Family Home for sale at $474900 with 2950 sqft and a lot size of 1.22 Acres Acre(s). 420 Fall Circle Monticello has 4 bedrooms, 3 baths and was built in 2023. The property's zip code is 42633 which is in Monticello, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.